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40-Year Mortgages - Home Or Retirement

40-Year Mortgages – Home Or Retirement

A recently released study has shown that more buyers are taking out 30 or 40-year mortgages, which The National Association of Property Buyers (NAPB) claims...

Help For Property Owners To Make Homes More Energy Efficient

Help For Property Owners To Make Homes More Energy Efficient

In his Spring Statement, the Chancellor has announced a VAT cut on insulation and energy saving products from 5% to zero, to help home owners...

Over 50,000 property sales fell through so far in 2022

Over 50,000 property sales fell through so far in 2022

According to upfront information provider Gazeal, in the first 10 weeks of this year 53,856 property sales fell through, which is an astoundingly high number....

how interest rate increase could affect UK housing market

How Interest Rate Increase Could Affect UK Housing Market

It is expected that the Bank of England (BoE) will raise the base rate, also called interest rate, to 0.75%. This will be the third...

Signs that the housing stock levels are improving

Signs That Housing Stock Levels Are Improving

The most recent house price index by Zoopla gives buyers hope that the housing market is becoming more balanced, with the housing stock levels improving....

How The Ukraine Conflict Could Affect The UK Housing Market

How The Ukraine Conflict Could Affect The UK Housing Market

When Russia invaded Ukraine, Europe and the world held their breath. And apart from the horrors such a conflict always brings, the Ukraine conflict could...

House Prices Rise By 2.3% In February 2022

House Prices Rise By 2.3% In February 2022

The recent House Price Index by Rightmove shows that house prices rise again sharply, after a slowdown in recent months. The monthly rise in property...

23% can't get on property ladder due to Stamp Duty Land Tax

Stamp Duty Land Tax Prevents 23% From Buying Home

According to a survey commissioned by Butterfield Mortgages, almost a quarter of participants stated, that the Stamp Duty Land Tax (SDLT) is the reason, why...

Slowdown in house price increases

Slowdown In House Price Increases

While house prices are still rising, the Halifax has announced a slowdown in house price increases. According to the latest Halifax House Price Index, property...

Call for Energy Saving Stamp Duty Rebate

Call For Energy Saving Stamp Duty Rebate

A coalition of consumer, energy, construction and finance organisations have called on the government to introduce an Energy Saving Stamp Duty Rebate to encourage homeowners...

Are we running out of properties to buy in the UK?

Are We Running Out Of Properties To Buy In The UK?

According to TwentyCi‘s newly released Property & Homeowner End of Year Report 2021 the UK is running out of properties, as we have only 2.5...

Property price increase of 7.6% compared to same time last year

Property Price Increase of 7.6% Compared To January 2021

The latest House Price Index released by rightmove shows that average property prices have increased by 0.3% in January 2022 to £341,019 from £340,167 in...

35% more first-time buyers in 2021

35% More First-Time Buyers In 2021 Compared To Last Year

Even though house prices have seen a 9% increase in 2021, the highest number of first-time buyers since 2002 have made the step onto the...

mortgage interest rate rule

Bank Of England Plans To Scrap Interest Rate Rule For Mortgages

The Bank intends to abolish the rule that borrowers must be able to afford a rate rise of three percentage points. The Bank of England...

rising demand for flats

Rising Demand For Flats Trumps ‘Race For Space’

Experts say the reopening of some offices and the end of the Covid stamp duty break are skewing demand in favour of flats in the...

rise of retiree landlords

Welcome To The New Age Of The Senior Citizen Landlord

Lending rules eased by banks have handed a lifeline to retiree landlords previously barred from buy-to-let investing. Minimum income requirements, which specify buy-to-let borrowers must...

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