Best Lifetime ISAs in 2025
15
Online Agents Reviewed
Online Agents
Reviewed
72
Hours of Research
Hours of
Research
[Updated 2025]
Lifetime ISAs, or LISAs, are a great way to save for your first home. It’s a savings account which allows you to save up to £4,000 per year, tax-free, with a 25% deposit added on top by the government, up to £1,000 per year!
There are certain restrictions on LISAs, so it’s important to research whether this is the right account for you. The main points to know:
- You can only use the LISA if you’re buying your first home. You can alternatively access the funds when you are 60 years old.
- The house you’re buying must be less than £450,000.
- You can’t use the funds within the first 12 months after opening the account.
Our favourite LISAs
Best Overall
Moneybox
Interest (AER)
4.55%
Save as little as
£1
Interest rate includes 1.25% bonus for the first 12 months
Over 2.5 Million Customers
Plum
Interest (AER)
4.60%
Save as little as
£1
Interest rate includes 1.24% bonus for the first 12 months
We've featured in
Best Lifetime ISA accounts – Top 5 Picks
| Bank | Interest Rate (AER) | Minimum Savings Amount | Official Site |
|---|---|---|---|
 | 4.55%(includes 1.25% bonus for the first 12 months) | £1 | Visit Website |
 | 4.60%(includes 1.24% bonus for the first 12 months) | £1 | Visit Website |
 | 4.1% | £1 | Visit Website |
 | 3.51% | £1 | Visit Website |
 | 2.3% | £1 | Visit Website |
Use the table above to compare LISAs (updated 2025).
If you’re ready to buy a house and need to find a reputable conveyancing solicitor, check out our best conveyancing solicitors here.
Founded in 2017, Property Road is one of the UK’s leading independent property websites for consumers, focused on educating buyers, sellers, investors, and homeowners on all things property related. It’s run by a team of experienced property owners, investors, and a former estate agent.
Related topics
Most read articles
As featured in
Expert reviews
